What-If Product Simulator (WIPS) enables an underwriting or pricing specialist to perform “what-if” analysis with PROMOS, running multiple pricing scenarios using  real policy data.  It works with any COBOL or relational database policy system. 

    With WIPS, the business unit responsible for making rate and rule decisions can not only use real data to make better decisions, but it can also handle most aspects of production rating maintenance while doing so. 

   Using WIPS with PROMOS will enable you to:
   · Get new pricing changes to market faster
   · Know the exact impact of any proposed rate change at the policy, agent, or territory level.
  · Use-and-file with complete confidence that a rate increase will meet all regulatory requirements